A Financial Cushion
for Career Uncertainty
CushionPay helps employees build their own portable layoff safety net through automatic post-tax payroll deductions.
Funds held in FDIC-insured accounts through banking partners. Employee-owned. Portable. Voluntary.
Your financial cushion,
ready the day you need it
Employees build their own portable safety net through automatic post-tax payroll deductions — funds release the same day a layoff is verified.
Severance is unpredictable.
CushionPay makes layoff protection automatic.
Most employees are one layoff away from financial stress. Traditional severance is inconsistent, unguaranteed, and often creates negotiation, delay, and legal exposure.
CushionPay gives employees a simple way to prepare before a layoff happens.
Take Control of Your Layoff Protection
Build your own safety net — funded by you, owned by you, and available the day you need it.
How It Works
Four simple steps to your layoff safety net
Employees enroll voluntarily
Employees can contribute what they feel comfortable with.
Funds go into their CushionPay account
The money belongs to the employee, grows with interest, and stays portable.
CushionPay verifies the layoff
If the employee is involuntarily laid off, CushionPay verifies the termination through documentation and employer confirmation.
Same-day payout is released
Once verified, funds are released the same day with no negotiation, no waiting, and no paperwork burden.
Built for Everyone
One platform — designed to benefit both employers and employees
A layoff safety net you own.
Set aside a small piece of every paycheck automatically. If you are laid off, your funds are released the same day and your career transition support is activated.
Voluntary enrollment
Employees can contribute what they feel comfortable with.
No additional taxes paid
Contributions are post-tax — no surprise tax burden.
Employee-owned funds
Your money belongs to you, always.
Same-day payout after verified layoff
No waiting, no negotiating — funds released the day your layoff is verified.
Career transition support
Access resume support, coaching, mental health resources, and job search tools.
Cushion Community access
A verified peer network for people navigating career transition.
Premium option for boosted features
Upgrade for enhanced benefits and priority support.
What Sets CushionPay Apart
Purpose-built features that make CushionPay more than just a savings account.
Same-Day Payout
Funds are released the day an involuntary termination is verified.
Career Transition Concierge
Employees get access to resume support, coaching, mental health resources, and job search tools after a layoff.
Cushion Community
A verified peer network for people navigating career transition.
Layoff Reputation Score
CushionPay helps recognize employers that handle layoffs responsibly.
HR Planning Dashboard
Employers can model layoff scenarios, compare costs, and understand workforce risk.
Redefining Security for the Modern Worker.
Workforce volatility is at an all-time peak. The days of "jobs for life" are gone, but your financial peace of mind shouldn't be. We are building a universal, portable safety net that empowers employees to take career risks without the fear of financial ruin.
Ready to build your safety net?
Join the companies and employees protecting their future with CushionPay.