Redefining Financial Security
For the Modern Workforce
We're building a universal, portable safety net that protects employees during layoffs while reducing employer costs and legal exposure.
What is CushionPay?
CushionPay is a co-funded layoff protection platform that gives employees a financial cushion when they lose their job — eliminating the need for employers to offer severance.
The Problem
Employees face increasing financial risk during layoffs, while employers face high severance costs and legal exposure. Currently, no benefit exists that protects both sides.
The Solution
Employees contribute 1–3% per paycheck into a CushionPay safety account. Employers can match or pay a coverage premium. When a qualifying layoff happens, CushionPay automatically pays out 2–12 weeks of income. All funds are held in FDIC-insured bank accounts and supported by an insurance partner.
Why Now?
The perfect storm of conditions makes this the right moment
Workforce Volatility
Workforce volatility is at a peak. Job security has never been more uncertain.
Employer Cost Pressure
Employers are reducing severance costs to maintain competitiveness.
Financial Wellness
Financial wellness benefits are expanding as employees demand more protection.
Technology Ready
Fintech and insurtech now make real-time payout coverage possible.
Our Vision
To create a universal, portable safety net that redefines financial security for the modern workforce. We believe everyone deserves peace of mind, knowing they're protected when the unexpected happens.
Get in Touch
Have questions or want to learn more? We'd love to hear from you.
Email Us
hello@cushionpay.comFor support inquiries, partnership opportunities, or general questions, reach out and we'll get back to you as soon as possible.